Investment Analysis of 614 Executive Golf Villas St. Simons Island, Georgia 31522 (2025)

Table of Contents

Return Metrics Investment Value Over Time Annual Revenue Operating Expenses Mortgage & Taxes Property Details Tax Calculator Tax Calculator Annual Revenue Airbnb Comparables Return Metrics Investment Value Over Time Tax Calculator FAQs References

BNBCalc.com Investment Analysis Report of 614 Executive Golf Villas

2 bed • 2 bath • 4 guests • $289,000

BNB

Calc

Return Metrics

-5.99% cash on cash return is a poor return over the next 1 year.

Investment Value Over Time

Property Appreciation Assumption:

Revenue Appreciation Assumption:

Cash on Cash Return

-5.99%

Cap Rate

5.23%

Return on Investment

9.78%

Annual Revenue

$33,098

AirDNA projects $197/night at 46% occupancy ($33,098). Airbtics projects $153/night at 61% occupancy ($34,088). Airbtics predicts this property will perform in the in the 45% revenue percentile.

Revenue Percentile

Percentiles	25%	50%	75%	90%
Revenue	$26,405	$34,097	$45,667	$64,135
Occupancy	53%	61%	72%	82%
Nightly Rate	$131	$145	$164	$203

Seasonality (Profits by Month)

Airbnb Comparables

Airbnb name	Revenue	$/Night	Occupancy	Beds	Baths	Guests	Night	Cleaning	Pool	H.Tub	Pets	W/D	Reviews	Host
A Moss Oak Golf Course Lake view	$32,997	$140	62 %	2	3	6	2	$180	❌	❌	✅	Y / Y	⭐️ 5 (7)	Profile
B Saint Simons Island Cottage	$32,610	$188	45 %	2	1	6	2	$85	❌	❌	✅	Y / Y	⭐️ 4.9 (48)	Profile
C Dream Coastal Retreat	$42,427	$184	63 %	2	3	8	2	$0	❌	❌	❌	Y / Y	⭐️ 4.7 (25)	Profile
D Cute Beachy House, Pet Friendly with Fenced Yard	$45,531	$158	75 %	2	1	6	1	$80	❌	❌	✅	Y / Y	⭐️ 5 (274)	Profile
E "Saintly" @ Sea Palms 18th Green	$34,035	$145	62 %	2	3	6	2	$125	❌	❌	❌	Y / Y	⭐️ 5 (12)	Profile
F Sea Palms Paradise - Near Beach and Restaurants	$35,714	$151	58 %	2	3	4	2	$200	❌	❌	❌	Y / Y	⭐️ 4.9 (16)	Profile
G Livin Right!	$47,917	$144	87 %	2	1	4	2	$150	❌	❌	✅	Y / Y	⭐️ 4.9 (245)	Profile
H 2 bed/2 bath marsh front unit in Sea Palms	$36,040	$161	56 %	2	2	6	2	$150	❌	❌	✅	Y / Y	⭐️ 4.5 (2)	Profile
I Golden Isles Getaway Marsh View	$44,483	$153	78 %	2	2	4	2	$99	❌	❌	✅	Y / Y	⭐️ 5 (166)	Profile
J Cottage in The Oaks	$41,292	$135	82 %	2	0	4	2	$90	❌	❌	❌	Y / Y	⭐️ 4.8 (22)	Profile
K Charming 2 bedroom lower level beach cottage.	$35,935	$120	73 %	2	1	6	2	$75	❌	❌	✅	Y / Y	⭐️ 5 (169)	Profile
L SSI Getaway at Turtle Pond	$32,194	$148	57 %	2	2	4	2	$99	❌	❌	✅	Y / Y	⭐️ 5 (93)	Profile
M Chic St Simons Townhome w/ Patio + Pool Access!	$51,760	$203	64 %	2	3	6	2	$207	✅	❌	❌	Y / Y	⭐️ 4.7 (53)	Profile
N Walk to shopping & dining, pet friendly.	$44,491	$134	89 %	2	1	4	2	$99	❌	❌	✅	Y / Y	⭐️ 4.8 (103)	Profile
O Condo Comfy and Close	$23,086	$144	42 %	2	3	6	3	$150	✅	❌	❌	Y / Y	⭐️ 4.9 (112)	Profile
P BEAUTIFULLY NEW DESIGNED CONDO CLOSE TO THE BEACH	$27,385	$133	52 %	2	3	6	2	$115	✅	❌	❌	Y / N	⭐️ 4.7 (75)	Profile
Q Quaint, quiet tabby cottage under the live oaks	$24,372	$117	55 %	2	2	4	3	$100	❌	❌	✅	Y / Y	⭐️ 4.8 (101)	Profile
R 2 bed/2.5 bath Quiet Neighborhood Brockinton Marsh	$26,991	$122	54 %	2	3	5	2	$150	✅	❌	❌	Y / Y	⭐️ 5 (1)	Profile
S SSI Getaway Cottage Under the Oaks	$17,183	$148	30 %	2	2	6	2	$99	❌	❌	✅	Y / Y	⭐️ 4.8 (169)	Profile
T 116 Circle Drive	$37,919	$128	77 %	2	1	4	1	$253	❌	❌	✅	Y / Y	⭐️ 4.8 (9)	Profile
U 2 bed/1.5 bath Gascoigne Unit. Nicely remodeled.	$21,726	$126	41 %	2	1	6	2	$120	✅	❌	❌	Y / Y	⭐️ 4.2 (5)	Profile
V Golf Villa, steps away from Sea Palms Golf!	$24,409	$153	41 %	2	2	4	4	$175	❌	❌	❌	Y / N	⭐️ 5 (2)	Profile
W 121-St Simons Escape	$33,348	$122	72 %	2	3	4	4	$80	✅	❌	✅	Y / Y	⭐️ 4.8 (93)	Profile
X Redfern Retreat	$51,774	$191	69 %	2	2	8	1	$100	❌	❌	✅	Y / Y	⭐️ 4.8 (273)	Profile
Y Nice Island getaway with pool	$18,253	$96	48 %	2	2	4	2	$60	✅	❌	✅	N / Y	⭐️ 5 (53)	Profile
Z Mid Island Townhouse, Central to Everything & Pool	$41,199	$173	63 %	2	3	4	2	$142	✅	❌	❌	Y / Y	⭐️ 0 (0)	Profile
1 318 Brockinton Marsh	$42,137	$212	53 %	2	2	4	1	$142	✅	❌	✅	Y / Y	⭐️ 5 (1)	Profile
2 Perfect getaway	$23,859	$92	67 %	2	2	4	2	$60	✅	❌	✅	Y / Y	⭐️ 4.8 (219)	Profile
3 St Simons Island Condo on Golf Course: Near Beach!	$69,474	$238	75 %	2	2	7	3	$191	❌	❌	❌	Y / N	⭐️ 4.8 (12)	Profile
4 2 bedroom 2.5 bath townhouse on the 18th fairway i	$32,325	$192	46 %	2	3	6	1	$0	❌	❌	❌	N / N	⭐️ 5 (2)	Profile
5 NEW! Pet-Friendly, Great Location, Fenced-In Yard	$64,732	$207	82 %	2	2	6	1	$175	❌	❌	✅	Y / Y	⭐️ 4.9 (18)	Profile
6 Blue Heron Cozy Beach Cottage	$41,998	$135	85 %	2	2	5	2	$0	❌	❌	❌	Y / Y	⭐️ 5 (36)	Profile
7 Harbour Oaks Condo-Close to beach	$55,116	$251	56 %	2	2	6	1	$130	✅	❌	❌	Y / Y	⭐️ 4.8 (43)	Profile
8 Cute! 2 bed/2 bath Beach Cottage in Glynn Haven	$34,691	$162	53 %	2	2	6	1	$140	❌	❌	✅	Y / Y	⭐️ 5 (3)	Profile
9 Spacious Condo in the Heart of St. Simons	$39,762	$159	63 %	2	2	6	1	$100	✅	❌	❌	Y / Y	⭐️ 5 (39)	Profile
a Beach Hideaway~great location~pool~ground floor	$32,635	$137	60 %	2	2	5	1	$150	✅	❌	❌	Y / Y	⭐️ 5 (97)	Profile
b MINUTES TO THE BEACH, MUST SEE LAKE & GOLF VIEWS!!	$19,610	$132	37 %	2	2	6	2	$115	✅	❌	❌	Y / Y	⭐️ 4.7 (117)	Profile
c Sea-Esta Retreat, a Great Golden Isles Location!	$25,136	$115	54 %	2	2	6	2	$125	✅	❌	❌	Y / Y	⭐️ 4.9 (79)	Profile
d "Something Good Haven" Dog Friendly	$32,854	$130	65 %	2	2	5	2	$135	✅	❌	✅	Y / Y	⭐️ 5 (126)	Profile
e A Little Slice of Paradise!	$29,652	$145	54 %	2	1	4	3	$180	❌	❌	✅	Y / Y	⭐️ 4.6 (5)	Profile

Operating Expenses

Monthly Expenses

$1,498

Annual Expenses

$17,982

Utilities

$440

Internet + TV

$100

Water/Sewer

$70

Garbage

$50

Electric

$115

Gas

$55

Other

$50

Maintenance

$975

Property Insurance

$150

HOA

Landscaping

$150

Ongoing Repairs

$150

Supplies

$150

Software

$50

Pest Control

$50

Permits

Other

Cleaning Cost

$275

Management & Platform Fees

$82

Platform Fee (i.e. Airbnb)

$82

Property Manager Fee

Mortgage & Taxes

Monthly Mortgage & Tax

$1,624

Annual Mortgage & Tax

$19,488

Downpayment

Purchase Price

$289,000

Percent Down

20%

Total Downpayment

$57,800

Total Loan Amount

$231,200

Mortgage Payment

Mortgage Length

30 years

Interest Rate

Monthly Loan Payment

$1,386

Property Tax and PMI

Property Tax Yearly

0.99%

Property Tax Monthly

$238

Mortgage Insurance (PMI)

Property Details

General Info

Lot size:

Year built:

1974

Size:

796 sqft

Type:

CONDO

Parking:

Heating:

CENTRAL

Sold Comparables

Address	Beds	Baths	Square Feet	Year Built	Last Sale	Days on Market
622 Executive Golf Villas	2	2	796	1974	$265,000	214
606 Executive Golf Villas	2	2	796	1974	$285,000	62
610 Executive Golf Villas	2	2	928	1974	$0	0
669 N Golf Villas	3	3	1,564	1974	$359,000	128
266 Moss Oak Ln	2	3	1,418	1983	$0	0
710 Deer Run Villas	3	3	1,595	1974	$370,000	39
864 Wimbledon Dr	1	2	846	1985	$0	0
621 Executive Golf Villas	2	2	796	1974	$270,000	0
607 Executive Golf Villas	2	2	796	1974	$293,500	0
727 Deer Run Villas	2	2	1,407	1974	$0	0

Property Details

MLS Status: Active
Property Use: Condominium
Stories: 1
Lot size:-
Building area: 796 sqft
Garage: -
Heating: Central
Pool: No
Fireplaces: 0
Basement: No basement

Lot Info

Zoning: PD
Land Use: Residential
Parcel Number: 04-00333
Flood Zone: Yes, Zone

Tax Info

Year Assessed: 2022

Assessed Value: $96,800

County Est. Land Value: -

Assessed Land Value: -

County Est. Structure Value: $242,000

Market Estimate: $285,440

Sale history

Date	Sale Price	% Financed	Buyer
08/19/21	$225,000	150%	Barry Westbrook, Michelle Nichole Westbrook
06/08/18	$200,000	135%	Jan H Houck

Ownership

Name: Barry Westbrook
Owner Occupied: No
Owner Mailing Address: 1021 Barnett Dr, Athens, Ga 30605
Years Owned: 36
Home Equity: $91,550
Mortgage Balance Remaining: $168,750
Financed amount: 135%
Owner Type: Individual
Lien: No
Inherited: No
Forclosure: No

Tax Calculator

Example Income

$150,000

Example Income Tax Rate

30%

Taxes paid on $150,000

$45,000

If you buy this investment property, your est deduction will be...

Deductible mortgage interest

$13,716

Deductible property tax

$2,861

Est. Depreciation Value

$46,632

Profit on this property

$15,115

Your total deduction

$48,094

So, your new taxable income is your previous income minus your total deduction ($150,000 - $48,094)

$101,905

Your old tax bill

$45,000

Your new tax bill

$30,571

Estimated tax savings

$14,428

For sale

$289,900

Est. $1,317/mo

2 bed • 2 bath • 4 guests • $289,000

Annual Revenue

$33,098

Profit (Cash Flow)

-$4,372

Cap Rate

5.2%

Annual Revenue

$33,098

This property is projected to be in the top 45% revenue percentile compared to similar properties nearby.
AirDNA projects $197/night at 46% occupancy ($33,098). Airbtics projects $153/night at 61% occupancy ($34,088).

Occupancy Rate

Avg Daily Rate

Revenue Percentile

$33,098

25%

50%

75%

90%

100%

Airbnb Comparables

Identify comparable properties to benchmark against. Then adjust your nightly rates and occupancy rates accordingly.

Revenue/yr

Airbnb name	Revenue	Rate Per Night	Occupancy	Beds	Baths	Guests	Min nights	Cleaning	Pool	Hot Tub	Pets	Washer / Dryer	Reviews	Host
Moss Oak Golf Course Lake view	$32,997	$140	62 %	2	3	6	2	$180	❌	❌	✅	Yes / Yes	⭐️ 5 (7)	Profile
Saint Simons Island Cottage	$32,610	$188	45 %	2	1	6	2	$85	❌	❌	✅	Yes / Yes	⭐️ 4.9 (48)	Profile
Dream Coastal Retreat	$42,427	$184	63 %	2	3	8	2	$0	❌	❌	❌	Yes / Yes	⭐️ 4.7 (25)	Profile
Cute Beachy House, Pet Friendly with Fenced Yard	$45,531	$158	75 %	2	1	6	1	$80	❌	❌	✅	Yes / Yes	⭐️ 5 (274)	Profile
"Saintly" @ Sea Palms 18th Green	$34,035	$145	62 %	2	3	6	2	$125	❌	❌	❌	Yes / Yes	⭐️ 5 (12)	Profile

Return Metrics

-5.99% cash on cash return is a poor return over the next 1 year.

Investment Value Over Time

Property Appreciation

Revenue Appreciation

Cash on Cash Return

-5.99%

Cap Rate

5.23%

Tax Calculator

On purchasing a large business asset, you can subtract the depreciation value from your taxable income in order to pay less income tax. Use this calculator to find out how much you can save. Read tax guide.

Your current annual Income

Your income tax rate

Taxes paid on $150,000

$45,000

If you buy this investment property, your estimated deduction will be...

Deductible mortgage interest

$13,716

Deductible property tax

$2,861

Your total deduction

$48,094

Your adjusted annual income

$150,000 - $48,094 = $101,905

Taxes on $101,905 (30%)

$30,571

Your old tax bill

$45,000

Your new tax bill

$30,571

Estimated tax savings

$14,428

Maximize the depreciation value on your tax returns. Get $50 off cost segregation reports with code BNBCALC at DIYCostSeg.com

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Investment Analysis of 614 Executive Golf Villas St. Simons Island, Georgia 31522 (2025)

FAQs

Which pro golfers live on St Simons Island? ›

Simons Island in 1969, he had no idea it would become a haven for PGA Tour professionals for decades to come. But this tiny island community - and neighboring Sea Island -- is now home to approximately a dozen PGA Tour players, including Matt Kuchar, Zach Johnson, Harris English, and Brian Harman.

Discover More ›

How many golf courses are there on St Simons Island? ›

There are 6 golf courses in Saint Simons Island, Georgia, including 2 public and 4 private courses. There are also another 7 golf courses within 20 miles of Saint Simons Island, including 2 public, 3 municipal, and 2 private courses.

Read On ›

Does anyone famous live on St. Simons Island? ›

Golf Hall of Famer Davis Love III is one such linksman. The 21-time PGA Tour winner owns a pristine plantation-style home on St. Simons Island. Love's 5-acre spread is located in a private, serene neighborhood and includes a fully functioning farm.

Who is the owner of St. Simons Island? ›

Abolitionist actress Fanny Kemble, wife of Butler's grandson Pierce Mease Butler, described the island in her journal in 1839 as "a little wide sand heap, covered with thick forest growth." Today the island is owned by the former U.S. Treasury Secretary, Henry Paulson, and his wife Wendy.

View Details ›

Is St Simons a private island? ›

Simons Island is a privately owned, 11,000-acre barrier island resort. Known for its privacy, The Lodge on Little St. Simons Island features six charming cottages, several of which date back to the early 1900s, that can host a total of 32 guests at one time.

Read On ›

Can you play Sea Island without staying there? ›

Sea Island is a private, gated island accessible only to resort guests and Sea Island Club members. Access to Sea Island, resort facilities including The Cloister, The Lodge, Beach Club, restaurants, and recreation/holiday experiences, shall not be granted if you are not a resort guest or Sea Island Club member.

View Details ›

Can you drive golf carts on St Simons Island? ›

Golf Cart Rules on St.

St. Simons Island allows low-speed vehicles (LSV) and personal transportation vehicles (PTV) on our roads. LSVs can be operated on streets with speed limits of 35 mph or less, while PTVs are allowed on roadways with a speed limit of 25 mph or less.

Keep Reading ›

What celebrities are from Glynn County? ›

Several other famous individuals are from Glynn County including Bill Diehl, the author of Sharky's Machine and Primal Fear, tobacco magnate R. J. Reynolds, noted architect William Portman, and PGA golfer Davis Love, III.

View Details ›

What town does Rory McIlroy live? ›

Where does Rory Mcilroy live? The professional golfer lives in Jupiter, Florida, USA, which he purchased in 2013. The luxurious mansion is in The Bear's Club, a prestigious golf club community. Despite Rory's global real estate portfolio, Jupiter, Florida, remains his primary residence.

View Details ›

Where do the most professional golfers live? ›

Just five communities are home to more than half of the 228 Tour pros living stateside. They've flocked to Florida and Texas, favoring states with warm weather and without income tax and settling in affluent suburbs such as those outside of Dallas or golf-friendly towns like Sea Island, Ga. and Ponte Vedra Beach, Fla.